• 1. NHS Continuing Healthcare (CHC):
  • NHS CHC is a package of care for individuals with complex medical needs that require ongoing healthcare. It covers the full cost of care, including live-in care, if the individual meets specific eligibility criteria.
  • CHC funding is provided to individuals assessed as having a primary health need rather than a social care need, and decisions are made based on a thorough assessment process by healthcare professionals.
• 2. NHS Funded Nursing Care (FNC):
  • FNC is funding provided by the NHS to individuals who require nursing care in a care home setting. It is not specifically for live-in care but supports individuals who need nursing support due to health conditions.
• 3. Integrated Care Plans:
  • In some cases, individuals with complex health and social care needs may have an integrated care plan that includes elements of NHS-funded services and social care support, which could potentially include live-in care.

Social Care Support

• 4. Local Authority Funding:
  • For individuals who do not qualify for NHS-funded care but have significant care needs, local authorities (councils) may provide funding or support through social care assessments. This could potentially contribute to the cost of live-in care, depending on individual circumstances and eligibility.
• 5. Personal Budgets and Direct Payments:
  • Individuals eligible for social care support may receive personal budgets or direct payments from the local authority, which allows them to purchase their own care services, including live-in care.

Private Arrangements

• 6. Private Funding:
  • If individuals do not qualify for NHS or local authority funding, they may choose to privately fund live-in care. This involves paying for care services directly to care agencies or carers.

Conclusion

While the NHS does not typically fund live-in care for all individuals, there are specific funding streams such as NHS Continuing Healthcare that may cover the cost of live-in care for those with complex health needs. It's important for individuals and their families to seek advice from healthcare professionals, social workers, or financial advisors to explore available funding options and understand eligibility criteria based on their specific circumstances.